An online defensive driving school allows you to complete the coursework at your own pace. It also refreshes your driving knowledge because, once you get a driver license, NY test procedures are not repeated again. Insurance companies follow a different model than the Department of Motor Vehicles (DMV). They’re focused on safety and willing to reward safe drivers.
Taking courses at a defensive driving school online has become commonplace, in exchange for reduced insurance rates. You could also avoid losing your license from accruing too many points. New York Defensive Driving is part of an initiative known as the Internet Point and Insurance Reduction Program (IPIRP), operated by the New York DMV.
If you’re unfamiliar with how the program offered by Ticket School works, here are six facts to get you started:
- A defensive driving course online in NY allows for a 10% reduction in your insurance rate, which is mandatory by law. Since their launch only a short time ago, online courses have helped to eliminate concerns about traveling to live classes and setting aside time to complete them.
- Drivers can take a defensive driving course once every 3 years (36 months) for point and insurance reduction. Each time someone completes the course, it qualifies them for a discount on their car insurance premium. Self-paced online courses can be completed within six hours; the TicketSchool IPIRP course has at least 320 minutes of instruction. Course content is available 24/7, on any internet-enabled device, and it is 100% online.
- In New York, one is eligible to have up to 4 points reduced from a driving record, as specified by the NY DMV. No point credits are given. Nonetheless, points are not physically removed from one’s driving record, but the process helps prevent a driver from losing their license.
- Although Ticket School’s program is online, a defensive driving course in NY can be taken online or in a classroom. The TicketSchool.com course is completely online, and there’s no need to drive to a DMV office or any NYS defensive driving school locations. There is also no final exam in the TicketSchool online course—just 5-question quizzes at the end of each unit.
- Taking the course doesn’t prevent a future premium increase and only affects the principal policyholder, not all drivers covered under the policy. The 10% minimum reduction is applied to the base rate of your liability/collision insurance premium.
You don’t have to complete the course in one sitting, however the course must be completed, per New York law, within 30 days of registration. Once you enter a provided login code, you can access the course content at any time and pick up where you left off during the last session. You will need to re-register and start the course over if it’s not completed within the designated timeframe.
These facts should give you a clearer picture of the best online defensive driving course in NY. To learn more about our IPIRP defensive driving course, and register, visit ticketschool.com today!