Internet Point Insurance Reduction Program (IPIRP)
Our New York defensive driving course, also known as a Internet Point Insurance Reduction Program (IPIRP) in New York is a six-hour course approved by the New York Department of Motor Vehicles (DMV) to help drivers stay safe on the roadways, reduce points on their driving records, and / or qualify for an auto insurance discount. The entire course is 100% online, which means it is accessible 24 hours a day, 7 days a week. There is no final exam and it can be taken on any Internet enabled device (PC, laptops, tablets, or smart phones).
“Point Reduction” means that the NY DMV will not count up to four (4) points on your record when determining revocation or suspension penalties. The point reduction benefit only applies to violations occurring within the 18 months prior to course completion. Also, completing a NY IPIRP course does not give you a credit for points / violations in the future. (Further details are available in our New York FAQ’s.)
The IPIRP course is an outstanding way to save money on auto insurance because it provides a mandatory 10% auto insurance reduction, which will be applied to the base rate for the driver’s current liability and collision premiums. The discount applies to the principal operator of a vehicle and will remain in effect for three years after the IPIRP course is completed; however, the course can then be retaken every three years, or 36 months, to renew the discount. There is no cap on the number of times the IPIRP can be taken.
Why Take a Defensive Driving Course Online?
Taking a New York defensive driving course over offers unmatched convenience. Our course is available 24 hours a day, 7 days a week from any location and from any device with Internet access. There is no need to drive anywhere to complete the course. Here are some other great features of the online IPIRP:
- Take the course from the privacy and comfort of your own home or office
- Log in and out of the course as needed
- Self-paced format
- Up-to-date HD quality videos and animations
- Quicker reporting to the DMV
- US-based customer support
New York DMV Approved
Licensed to ensure you get your benefits
Our company and website are approved as a “course sponsor” by the New York Department of Motor Vehicles. This distinction is only given to companies whose courses meet or exceed the strict state standards and have been proven through research to make course participants safer drivers. New York drivers can register with us and have the peace of mind that their course completion will be reported to the DMV and accepted by insurance companies. No worries.
Thank you, Thank you, Thank you.”